# Tiger Loans, Inc.

> Tiger Loans is a direct home mortgage lender and broker licensed across multiple U.S. states. We specialize in Conventional, FHA, VA, Jumbo, USDA, and Non-QM loan programs for home purchases and refinances.

## Company

- **Legal name:** Tiger Loans, Inc.
- **NMLS ID:** 1169300
- **Type:** Direct mortgage lender + broker
- **Website:** https://www.tigerloans.com
- **Licensed states (direct lender):** Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Nevada, North Carolina, Texas, Washington
- **Licensed states (broker):** Massachusetts (MB1169300), Virginia
- **Equal Housing Lender**

## Loan Products

- **Conventional loans** — Fixed and adjustable rate (ARM), conforming and high-balance; 5/6, 7/6, 10/6 ARM structures
- **FHA loans** — Low down payment (3.5%), flexible credit requirements, first-time buyer friendly
- **VA loans** — Zero down payment for eligible veterans, active duty, and surviving spouses
- **Jumbo loans** — Loan amounts above conforming limits for high-value properties
- **USDA loans** — Zero down payment for eligible rural and suburban properties
- **Non-QM loans** — Bank statement loans for self-employed borrowers, DSCR loans for real estate investors

## Team

- **Alex Chen** — NMLS #233900 — Founding Loan Officer, California-based
- Additional licensed loan officers available — see https://www.tigerloans.com/en/loan-officers

## Educational Resources (Blog)

- [Virtual Closing: Close Your Mortgage Without Being Home](https://www.tigerloans.com/en/blog/virtual-closing-mortgage)
- [Can You Buy a Second Primary Residence? A Real Case from Tiger Loans](https://www.tigerloans.com/en/blog/second-primary-residence-for-parents)
- [Doctor's Loan: The Complete Guide for Medical Professionals](https://www.tigerloans.com/en/blog/doctors-loan-guide)
- [How to Build and Maintain a Good Credit Score: A Complete Guide](https://www.tigerloans.com/en/blog/how-to-build-credit-score)
- [FICO vs. VantageScore 4.0: What the New Credit Score Era Means for Homebuyers](https://www.tigerloans.com/en/blog/fico-vs-vantagescore-4-0)
- [The Iran War & Mortgage Rates: What Every Borrower Needs to Know Right Now](https://www.tigerloans.com/en/blog/iran-war-mortgage-rates)
- [Mortgage Closing Costs Explained: A Complete Guide to Every Fee](https://www.tigerloans.com/en/blog/mortgage-closing-costs-guide)
- [Owner's Policy vs. Lender's Policy: Title Insurance Quick Guide](https://www.tigerloans.com/en/blog/owners-title-vs-lenders-title-quick-guide)
- [Understanding ARM Loans: 5/6, 7/6, 10/6 and Cap Structures](https://www.tigerloans.com/en/blog/understanding-arm)
- [APR vs. Interest Rate: What's the Real Cost of Your Mortgage?](https://www.tigerloans.com/en/blog/understanding-apr)
- [How DTI Works: The Income-to-Debt Ratio That Makes or Breaks Your Mortgage](https://www.tigerloans.com/en/blog/understanding-dti)
- [How to Buy a Bigger Home Without Selling Your Current One](https://www.tigerloans.com/en/blog/upsizing-home-loan)
- [How to Take Title in California: A Complete Guide to Vesting Options](https://www.tigerloans.com/en/blog/california-vesting-title)
- [FHA vs. Conventional Loans: Which Is Right for You?](https://www.tigerloans.com/en/blog/fha-vs-conventional)
- [What Is a DSCR Loan? Real Estate Investor's Complete Guide](https://www.tigerloans.com/en/blog/what-is-dscr-loan)
- [How Self-Employed Borrowers Can Get a Mortgage](https://www.tigerloans.com/en/blog/self-employed-mortgage)
- [The Real Cost of Waiting to Buy a Home](https://www.tigerloans.com/en/blog/cost-of-waiting)
- [Mortgage Refinance 101: When Does It Make Sense?](https://www.tigerloans.com/en/blog/refinance-101)
- [First-Time Homebuyer's Complete Guide](https://www.tigerloans.com/en/blog/first-time-homebuyer-guide)
- [Iran War & Mortgage Rates — Key Points to Know](https://www.tigerloans.com/en/blog/iran-war-mortgage-rates-key-points)
- [To Lock, or Not to Lock — That’s the Mortgage Question. Here’s the Answer.](https://www.tigerloans.com/en/blog/lock-or-not)
- [Conventional vs FHA Loan: Which Is Right for You?](https://www.tigerloans.com/en/blog/conventional-vs-fha)
- [Understanding Mortgage Rates: What Moves Them & How to Get a Better Rate](https://www.tigerloans.com/en/blog/understanding-mortgage-rates)

## Key Pages

- Home: https://www.tigerloans.com/en
- Loan products: https://www.tigerloans.com/en/loans/conventional
- About us: https://www.tigerloans.com/en/about
- Loan officers: https://www.tigerloans.com/en/loan-officers
- Contact: https://www.tigerloans.com/en/contact
- Blog / Resources: https://www.tigerloans.com/en/blog

## Contact

- **Apply online:** https://www.tigerloans.com/en/#apply
- **Email:** info@tigerloans.com

## Compliance

Tiger Loans, Inc. is licensed and regulated in all states where it operates. NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1169300. Rates and terms are subject to change without notice. All loans subject to credit approval.